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I just recently started playing Borderlands 2 this weekend and I am running into some problems. I am kinda new to gaming, so forgive me.

So the character I picked is Maya, and I started pretty good I guess. I follow the story line, but whenever I see side missions I do them first, and then go on with the story. I died a few times, not a big deal, but I felt I made good progress.

Last night I hit lvl 16, and had about 26,000 in my pocket. From there it went all downhill. I have 2 open side-misions, and the main mission. One is for Tiny Tina, and one for Sir Hammerlock. In both of them I have to kill flying insects which are just impossible for me. In the main storyline I just got the bombs from Tina.

The last couple of hours playing I died a lot. I died during the side mission, I died during parts of the main story, some just out of stupidity.

As it stands now I only have about 17,000 left, when I die it costs me 1,000+. If I play some more today I will end up a broke man, I guess I have to change my gameplay. I have good weapons/mods/shields, I always keep the best. I also buy the best that's in the store, no matter the price.

I am still having problems, what should I do?

1) Is there a way to store my money in the bank?

2) Should I respec? I have 5 x ward, 5 x Kinetic Reflection, 1 x Converge.

3) Can I just lose my money and get enough later in the game

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I have been playing through and not knowing crap about Maya or about how valuable money is I wouldn't sweat it. In my experience the best loot is found and not purchased. Important things are bought with Eridium and not money. I have died more times than you described and have not even thought twice about it. –  Emerica. Jan 21 '13 at 18:19
    
Ok, glad to hear that, I thought it was important to have the money to buy stuff later on. Great to know it's not that important. –  Saif Bechan Jan 21 '13 at 18:31
    
A small sidenote, those Theif Rats take a very large toll on your wallet...Two of them snuck up behind me last night and stole like 18k out of my 25k total... –  Emerica. Jan 22 '13 at 13:24
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6 Answers

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In general, your build in early game does not matter much. Just make sure you phaselock those mutants as often as you can. If you are still uncomfortable with your build, try shifting into Harmony to heal better.

As for money, no, you can't store it in the bank, but just stop caring! Every time you die, you lose 7% of your current money—the less you have, the less you should be afraid of dying. I've never had problems with money—even if you miss that rare gun in the shop, it is not like you won't find a better one soon.

There even is a reason and a way to keep you money low voluntarily: Slot machines. There's a low but reasonable chance to win Eridium there, and as cost of playing rises with the level of main quest, there's zero point in saving for later—money inflates, Eridium doesn't! My personal way of playing is to burn all my money in slots after each trip to battlefield. Longest forays usually net me mostly two to three "rounds"—that is, gambling sessions that end in full inventory (of course, buy inventory upgrades first).

Gamble!

  • No money - no fear of death!
  • Accidental good gun!
  • Average of 0.1916 bars of Eridium per pull!
  • Eventual "Jackpot!" badass challenge!

The only thing you need a lot of money for is "For the Hoard!" achievement - and accumulating 3,000,000 is fairly easy even at the end of Normal, and trivial at the end of TVHM.

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I wouldn't recommend Harmony for anything but coop support. It's certainly not going to help you kill things compared to the first skills in Cataclysm or Motion. 5 levels of Ward add more survivability than pretty much the whole Harmony tree, not counting Res for coop games. –  Prinny Brocka Jan 21 '13 at 19:04
    
@BenBrocka Maybe I'm spoiled with Commando and Mechromancer, but having a healing ability seems essential to me. Sweet Release may be more complex to use, but I'd still recommend it (though yes, the rest of low-level Harmony stuff is meh). –  Orc JMR Jan 21 '13 at 20:09
    
Shield regens, so I always depend on Shields, not health, especially with Ward, which makes them recharge and last significantly longer, especially when I have points put in to laying down hurt. –  Prinny Brocka Jan 21 '13 at 20:17
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1) Is there a way to store my money in the bank

Unfortunately no. You can store money by trading to another character, but this requires an intermediary player (trade to a coop buddy, trade back to another char you don't use). But I wouldn't consider this worth it unless you're protecting your hoard of $5 million before going off to fight a Raid boss and thus dying literally 20 times.

2) Should I respec? I have 5 x ward, 5 x Kinetic Reflection, 1 x Converge.

Playing better will always help, but there's nothing wrong with that build per-se. If you're dying too often it's more often a case of you being underleveled or out geared. Personally I'd recommend Flicker and the Cataclysm tree, but if you're having trouble killing things, leveling up generally helps more than skills in the first playthrough. Get a couple levels ahead of your enemies and you'll usually be good with only modest skill.

3) Can I just loose my money and get enough later in the game

Basically yes. The price of guns goes up linearly as you go on, you'll be selling guns for $1k or so by the end of the first playthrough (I think, been a while since I was that low level). Money isn't that significant except for buying ammo (almost never a problem) and buying gear at shops (item of the day is usually the only good stuff).

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Thanks for the nice answer, it helped out a lot. –  Saif Bechan Jan 22 '13 at 21:20
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First off, money isn't all that useful in BL2. These are the only things money can buy:

  1. equipment at vendors
  2. ammo
  3. slot machine pulls

For #1, As you play the game you'll notice that the vendor equipment isn't very good. You'll get better loot from drops and killing bosses. Plus, as you level up the loot you do buy is going to be obsolete rather quickly. Any non-legendary gun that's 3 levels below your enemies is basically worthless. Legendaries might get another 2-3 levels before they're obsolete. Therefore, you shouldn't worry much about #1.

For #2 (ammo) is mainly where you're going to spend your money. If you're worried about spending too much on ammo, you can always loot chests during your missions. There's plenty of ammo in chests.

For #3 (slot machines) is a really good place to spend your money at very low levels. The slots cost less at low levels and the eridium you get is really useful for expanding your backpack. After you've got the backpack upgraded a few levels you can stop using the slot machine.

So, basically don't worry about your cash. If you really want to beat the challenge, you can create a free Xbox live account (called "silver" level) and dump your money there. 20k is not a lot of money though. I wouldn't bother storing cash unless I had over 200-300k, which will probably be around level 30-40.

A few days ago my main had about 5 million on him. I cringed a little every time he died when i lost over 200k per death, but then i realize how useless having all that money is.

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It's nice to have money to buy things but it's not that common that you'll find something awesome to purchase. I would focus more on using the correct elemental damage depending on what you're fighting. I think the bugs you're referring to are weak vs incendiary damage.

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Yeah I notices the elemental damage, but there are so many types. Do you cary one of each type in your backpack? –  Saif Bechan Jan 21 '13 at 18:32
    
@SaifBechan as a Siren, totally. But generally Fire and Corrosive are enough, plus either shock or non-elemental to take down shields when fire/corrosive aren't enough. –  Prinny Brocka Jan 21 '13 at 18:34
    
Yeah fire and corrosive are very helpful. Explosive works ok (but not great) against everything. The purple weakening one is a little lame IMO (except for bosses) –  vinnyjames Jan 22 '13 at 4:42
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Can I just lose my money and get enough later in the game

Yes, this is the best thing to do.

You lose 7% for each death. If you die 20 times (while earning nothing), you'll have 23% of the money you started with.

If you think you are going to die a lot, it is better to spend that money!

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1) Is there a way to store my money in the bank?

Nope.

2) Should I respec? I have 5 x ward, 5 x Kinetic Reflection, 1 x Converge.

That really depends on you. You should use the build you find fun to play with and you're comfortable with. You can finish the game with pretty much any build, so don't bother yourself too much with it, use the one you like, as long as you adapt to it you wont have problems.

3) Can I just lose my money and get enough later in the game?

Well the amount of money you currently have is really nothing compared to the amount of money you'll be having later in the game. So yeah don't feel bad about dying and losing money at this point, I'm pretty sure you'll get used to the game and get better at surviving before you start making the big money.

Some tips regarding your issue

  • When you're fighting enemies and you lose your shield, run around or hide untill your shields regen, then start fighting them again
  • When buying or deciding which shield to equip, watch out for BOTH defense points and shield regen speed as they're both equally important
  • Some weapons are better then the others with certain enemies, especially the elemental ones. Find out what the enemy weakness is, and use elemental weapon according to that to kill it faster
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