My PC running Windows XP sp3 has a Athlon 64 X2 3600+ processor, a 7200RPM 160GB HD, a ATI 3850 graphics card and 2GB of RAM. (Note that there's plenty of free space on the HD and it's defragmented regularly.)
Loading a civilization savegame of a normal sized map of a somewhat progressed game takes > 5 minutes. I think that is too long :-)
Should I get an SSD? Should I upgrade my system to a more modern processor? The gfx card can't really be limiting my load performance, or can it? Disable Antivirus?