In the middle of a 5 star fight with the Morningstar, I hopped into one of my tricked out rides and lead the gang members on an exciting car chase filled with gunfire and vehicular mayhem.
I had just bought the "Damage - Explosions 4" upgrade, which supposedly makes me immune to explosion damage. As my Saint's purple car caught fire, I quickly went to exit the vehicle, but I was too late. The car exploded anyways and I woke up in a hospital, my wallet $500 lighter.
Was it because I was in the process of exiting my car that caused SR3 to glitch, or is car explosion damage a whole different type of damage?