10

When visiting the Bank guy for my personal bank, I got an option to deposit my gold there. That seems like a simple feature, but I can't figure out what my advantages are.

Do I have to withdraw my gold evertime I want to visit a vendor? Are there mechanisms where I can lose gold?

What are my advantages when depositing gold in my personal bank?

15

You can't send mail to yourself, but your bank is shared account wide.

As such you can deposit some gold with one character and then retrieve it with another - similar to how the bank allows you to move items between characters.

Deposited items can be accessed directly when crafting.

Deposited money can't be accessed directly.

Edit:

As of Patch 1.6 ("Update 6"), gold in your bank won't be taken by Guards arresting you due to your previous crimes/bounty.

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