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This question already has an answer here:

The title should be self-explanatory. If you die in Dragon Age Inquisition, as in all party members die, do you loose anything? Experience, gold, gear, etc?

marked as duplicate by pinckerman, Ben, Unionhawk, ChargingPun, Community Jul 20 '15 at 12:32

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No. You're automatically prompted to reload from the last checkpoint, and will have everything you had at said checkpoint.

It's as close to a non-penalty as it gets -- the only downside is you have to start the fight that killed you all over again.

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