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So I'm now level 10 and I'm still exploring the first few zones, and I'm wondering if the loot that I'm picking up is being rolled for my character level or for the level of the zone that I'm currently in.

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  • Initial speculation - it will be rolled based on the level of the enemy it dropped from, or in the case of chests, the area that it dropped in.
    – Gusdor
    Commented Mar 10, 2016 at 18:40

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I've been to every safehouse on the map (outside of the dark zone) as a level 10 and can tell you that loot is generally at around your level. At level 10, you can do ok against a single level 17 at most. Any more than that, you'll want to be on higher ground. And so far, none of them that I've killed gave me loot higher than my current level.

When outside of the dark zone, it is at around your level. I haven't had many opportunities to kill higher level enemies but they were always either at or a couple of levels above mine.

When inside of the dark zone, the item level is still at around your level but the rank is appropriate for the area you are in. So in DZ06, you'll I've found level 10 items at rank 30. Shops in the dark zone has an inventory to match and higher.

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  • Though I mostly talk about loot off of enemies, the same applies to chests and other searchable items.
    – Jeff Mercado
    Commented Mar 11, 2016 at 2:50
  • I'd like to add to this. I did a main story mission in a 10-13 area as a level 16, and the boss dropped level 13 loot.
    – dkiefer
    Commented Mar 11, 2016 at 14:07
  • I think this also applies when in a group, but the loot is at the group's level, not your personal level. I did a few missions at level 18 with a friend of mine at level 7 (when we started, 10 when we finished). The enemies were between our levels the whole time, and the loot I got was at the enemies level, not my level or my friend's level.
    – DCShannon
    Commented Mar 14, 2016 at 21:07

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