I recently got the interior of my trailer expanded. Now, I have a loan to pay off.

What's the rush to pay it off? I didn't see a timer anywhere, and I didn't see an interest rate in the loan app.

Do I even have to pay my loans?

1 Answer 1


Like the loans in the console Animal Crossing games, there is neither a time limit nor interest on these loans. They do lock you out of further expansions to your camper until you repay them, but you can still buy paint jobs while your loan remains unpaid.

  • 1
    Basically, the AC loans is that you are paying for your next upgrade.
    – Fredy31
    Nov 24, 2017 at 18:29
  • 3
    I've always found it to be psychological; it feels good to pay off the loan/mortage. Nov 24, 2017 at 20:12

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