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I can’t seem to find my saddle in Beecher's Hope after I took it off my horse. The map says it’s in the house but I can’t find it.
Same happened to me. Go to the fast travel desk in your room. Travel to Blackwater and visit the stable there. Exit the stable and your saddle will be back on your horse.
When I have lost my horse and saddle I'm pretty sure I was able to retrieve them both by saving, reloading, then going to the stable. Have you checked the stable?
4 days ago