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When I got my Phoenix, I also received a game message saying "Your new pet has been automatically insured". In the main game, pet insurance is run through Probita in East Ardougne. If you die with an insured pet, you may rebuy that pet from Probita for 1 million gp. However, you can't exactly travel to East Ardougne to rebuy a pet in the Twisted League, so how does the automatic pet insurance work?

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The League Tutor, located in Kourend Castle Courtyard, will allow you to reclaim lost pets. Note that it is not clear whether this will cost 1 million gp.

From the wiki page about the Twisted League update (emphasis mine):

League-to-League Pets

Any insured pets gained in the previous League will carry over to the next one.

The League Tutor will allow you to reclaim your pets if you lose them.

Source

@Cookiezzz has shared with us that reclaiming the pet is, in fact, free! Any costs that are applied in the normal game, should not apply in Twisted League.

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    If anyone has lost their pets and reclaimed them, please let us know whether the costs is applicable in Twisted League. Nov 20, 2019 at 8:18
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Just reclaimed a pet. It was free.

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    This is extremely good info, however, it is more of a comment than a standalone answer. If you can flesh this out to be more complete (including where and how), that would be extremely good
    – Unionhawk
    Dec 6, 2019 at 0:40
  • I've added a section mentioning this in my answer, if that's okay. Thank you for sharing this information! Dec 6, 2019 at 7:10

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