I can't find any info on the algorithm for calculating credits earned in a ME3 multiplayer match; namely, whether or not awards or individual score affect it. I noticed that you gain credits for completing the "special" waves, but it seems like there's more to it than that.

  • Some things add +% XP bonuses but I'm not aware of anything that affects credits. Is it deeper than "complete objective wave, get credits"? – Ben Brocka Mar 23 '12 at 16:39

Your main source of credits comes from completing objectives in a fairly speedy way. Jumping to a higher match but taking way too long to complete it doesn't help you.

Note ... while there is certainly a variable amount of credits added based on how long it takes you to complete the objectives, I mean that if you can consistently plow through silver without dying you can make more than struggling your way through gold.

Match Credits

Bronze Match – These are the easiest matches, completing one will earn you 15,000 credits depending on how quickly you complete the objectives

Silver Match – These are the middle tier matches, completing these will earn you around 30,000 credits

Gold Match – These are the hardest matches. You’ll probably want a team of good players, higher level characters, and better weapons unlocked for these. These will net you 60-70,000 credits.

Wave 3, 6 and 10 are objective rounds and upon completing the objective you'll earn credits. In gold, you'll usually have around 30,000 by completing wave 6, and 70,000 by completing wave 10. Note that if you die during wave 10 but you completed the objective, you'll still earn as many credits as is possible from the match.

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  • Are the credits 100% from the objective waves or not though? – Ben Brocka Mar 23 '12 at 16:49
  • @BenBrocka Everything I see so far says it's from how fast you complete the objective waves ... I'm looking for something that I can use to back that up. – Tharius Mar 23 '12 at 16:54
  • Do you ever get credits for a lost match? – kotekzot Mar 23 '12 at 17:01
  • @kotekzot Yes, if you've completed an objective wave you can still get credits for failing the mission. – Tharius Mar 23 '12 at 17:02
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    I've always seen two notices when an objective is complete. A fixed credit value, and a variable one based on time to complete. – CaulynDarr Mar 23 '12 at 17:03

With the upcoming Retaliation DLC and Patch 4 Update, you will earn additional credits for successfully extracting at the end of a match.

  • Successfully extracting from a match gives 10% bonus credits. This reward does not depend on your squad members – you must extra personally to get the reward.

This theoretically means you can get:

  • ~17k for bronze
  • ~34k for silver
  • ~86k for gold
  • ~154k for platinum

Note that the 10% credit bonus only applies if you yourself is alive at the extraction point when the timer runs out.

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The special missions on wave 3/6/10 have set reward values, based on the challenge level (bronze/silver/gold). There is a bonus for completing the objective faster - the more time you have left, the higher the bonus. Unfortunately, I do not know the exact calculation, but it's not a lot of credits.

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