So I murdered a cop for his uniform the other day. I had planned to use it to infiltrate a strip club and murder the owner, but on the way, I realized that I'd be better off dressed as a bouncer. Luckily, there was a bouncer in a secluded area nearby. I let the alive out of him and absconded with his uniform.
A minute later I activated a checkpoint. Shortly afterward, I got killed.
"Aha!" says I. "I'm still wearing the bouncer disguise!". Expecting (reasonably, one might say) the area to still be clear, I ran through and was promptly shot to death by the bouncer, miraculously re-alive and not even a little bit stabbed (or naked)!
What elements of the world reset after I respawn at a checkpoint?