I noticed some strange behaviour while playing Payday 2 in relation to the bonus card selection screen at the end of each payday:
In one instance, I got an achievement for reaching a certain threshold of spendable cash before I selected a card, then - once I selected my card, it turned out to be a cash card that had added enough cash to push me over the threshold. In another, one of my team mates got an achievement for reaching a certain level threshold before he selected his card and then the card turned out to be an experience card.
With this in mind, does it even matter what card you select? Are the cards at the end of payday pre-determined?