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I am inclined to think that money is somehow shared in co-op, but what is exact formula? Do all players get the full amount found, or is the amount found divided equally - or some other formula?

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All money, ammo and eridian is shared equally amongst co-op players.

See How is ammo shared when playing co-op?

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  • Others get half the ammo.
    – NiteCyper
    Commented Jul 5, 2015 at 2:33

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